LIFESTAGES - CAREER-FOCUSED ADULT
Maximizing your paycheck is a priority during this time when your income tends to rise. You may have discretionary income for travel and hobbies, and the challenge is to find the right balance between spending and saving. The financial decisions you make now will have the greatest impact on the lifestyle you will enjoy during retirement. Itís important to note that people are retiring earlier and living longer, and you may need more money in the future than you think.
For help determining the best practices and products for sound and productive money management during your particular life stage, please contact us at firstname.lastname@example.org.
Tips to get started:
- Understand what your credit report score means and take a pro-active role in monitoring it.
- Resist the urge to cut back on savings to meet rising expenses or accommodate other goals.
- Make sure your mortgage payment, including taxes and insurance represents no more then 28% of your gross monthly income.
- Spend less than you earn Ė itís the simplest way to stay free from all-consuming debt.
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